Here's what reviewlifelock.blogspot.com has to say about Lifelock:
LifeLock is a company that provides identity theft protection services. You may wonder why you need identity theft protection - you've never needed it before.
Identity theft is one of the most rapidly growing crimes in the world. It's now bringing in more money than drug trafficking. The reason? This crime pays well and carries very little risk of being arrested or prosecuted. Plus, there aren't any guns involved like you have with drugs. No wonder so many crooks around the world have found their perfect calling.
No matter how careful you may be with shredding your papers and protecting your social security number, your personal information is still at risk through security breaches. Over 216 million identities have been put at risk through security breaches in 2005, 2006, and 2007.
What does LifeLock do to protect my identity?
* Reduces junk mail and pre-approved credit offers
* Order your credit reports from all 3 credit bureaus and have them mailed to you
* Set a Fraud Alert on your credit file and renew it every 90 days
Hey - I can do that stuff myself. Why do I need LifeLock?
There's no protection that's 100% fool-proof against identity theft. Identity thieves can take bits and pieces of different people's identity and create a new 'person'. This wouldn't show up on any credit reports because the info is too polluted and mixed up. This is called 'Synthetic Identity Theft'.
LifeLock offers a $1 Million total service guarantee that if your identity is ever stolen while using their services, they will fix it for you AND reimburse all your expenses up to a million dollars. They promise to do whatever it takes to restore your credit and that includes hiring experts to help you. There's nothing quite like an expert when you get into a heap of trouble. Having their guidance and expertise is priceless.
LifeLock provides you with recovery assistance if your wallet is lost or stolen - "WalletLock". One call to their 800 number is all it takes, saving you hours of time and frustration to close accounts and order a new driver's license, insurance cards, credit cards, etc.
HOT!! - LifeLock now scans the black markets on the internet looking for unauthorized trading or sale of your social security number, credit cards and other personal information. If they find yours in there, you'll immediately get a phone call from LifeLock.
LifeLock is also now monitoring Post Office change of address forms to be sure your address isn't being hi-jacked by an identity thief. These change-of-address forms are often used by identity thieves to obtain your personal information.
These new features are an added benefit to new users and existing customers at no extra cost!
Is LifeLock better than Credit Monitoring?
Credit monitoring is a well-known and highly used service. It's offered by the credit bureaus - Equifax, Experian and TransUnion. They each have their own plans that range in price from $9.95 - $14.95 a month. You can also get credit monitoring from Wells Fargo and Discover Card for $12.95 a month.
Credit monitoring services watch your credit report and notify you if any changes have been made or new credit has been opened. Essentially, they're letting you know AFTER someone has stolen your identity and opened a new line of credit. They have a help line you can call for advice but you're on your own to fix it. They offer up to $25,000 of identity theft insurance.
The idea behind LifeLock is to prevent identity theft, not to wait until it happens. LifeLock doesn't monitor your credit because they've found it offers no additional protection after they've set locks on your credit report. LifeLock is the new breed of protection.
Here's a thought to consider.
The credit bureaus don't talk much about fraud alerts, maybe because they're free. Plus, they make you renew them every 90 days. This is because they don't make any money from them. They do, however, make money from selling you credit monitoring. Until just a few years ago, you had to pay them for your credit report. Then government mandated that everyone is entitled to a free credit report once a year available through 'http://annualcreditreport.com'. So what's the deal with that 'freecreditreport.com' site? That's a credit bureau trying to sell you credit monitoring.
How much does LifeLock cost?
You can get LifeLock for $9 a month or $99 a year by using the LifeLock promotion code - 9. You also get your first 30 days free to try it out.
How do I enroll with LifeLock?
Go to LifeLock.com or call them at 1-800-LIFELOCK (1-800-543-3562). Be sure to mention the promo code '9' to get your discount. Their website is safe and secure from hackers with the highest security rating available. LifeLock's services can partially be done by yourself but you can't give yourself that million dollar guarantee or the help from experts for a stolen identity or wallet.
The CEO so strongly believes LifeLock can protect you from identity theft that he publishes his social security number on the side of a truck and drives it around New York City. That's putting your money where your mouth is.
If you want identity theft protection you can just 'set and forget', try LifeLock.
Click here to get Lifelock
